Editorial Reviews
Book Description
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders.
In this volume, noted analysts examine how low-income families can continue to participate in the American dream of homeownership, building up assets and equity along the way, and what businesses and government can do to ensure that low-income families succeed in homeownership.
About the Author
Nicolas P. Retsinas is director of Harvard University's Joint Center for Housing Studies and a member of the faculty of the Graduate School of Design and the Kennedy School of Government. He served as assistant secretary for housing and as federal housing commissioner at the U. S. Department of Housing and Urban Development, as well as director of the Office of Thrift Supervision.
Eric S. Belsky is executive director of the Joint Center for Housing Studies and an adjunct lecturer in public policy at the Kennedy School. He served as research director for the bipartisan Congressional Millennial Housing Commission and is a specialist in housing finance, economics, and policy.
Building Assets, Building Credit: Creating Wealth in Low-income Communities (James a. Johnson Metro Series),Nicolas P. Retsinas,Eric S. Belsky,Brookings Institution Press,0815774095,Business & Economics,Business / Economics / Finance,Consumer credit,Development - Business Development,Economics - General,Home ownership,Low-income consumers,Personal Finance,Personal Finance - Investing,United States,Urban & Regional
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